We Have the Answers to Your Mold Questions Here!

Mold is serious business and that’s why we talk about it so much. With it being such a big issue and we want to keep you safe and healthy within your own home we found another article published by The Natural Resources Defense Council. We hope it will help to answer all of your questions and keep you and your family safe.

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge mold removal! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Why should I be concerned about mold?
When returning to your home you are almost certain to encounter mold. Mold is the common name used to describe various types of fungus that can be found growing both indoors and outdoors, especially in moist warm environments. Mold can be a dangerous indoor air contaminant and in residential settings usually requires prompt attention and cleanup.

How can mold affect my health or my kids’ health?
Mold growing on damp surfaces releases spores into the air, which, if inhaled, can cause congestion, sneezing, runny or itchy nose and throat irritation. More serious symptoms include major allergy attacks, cough, asthma attacks, hypersensitivity pneumonitis (a pneumonia-like illness) and even infections in people with immune system problems. The elderly and young children are especially sensitive to mold. Mold can cause allergic reactions whether it’s dead or alive, and some molds may even be toxic.

How can I protect myself and my family from mold?

  • Open windows and doors to provide ventilation and fresh air (but don’t allow mold to blow into unaffected areas).
  • Do not touch mold or moldy items with bare hands.
  • When you are indoors where there may be mold, such as in a flooded house, wear nitrile gloves and an N95 respirator mask (you can buy these at your local hardware store for about $5).
  • If you are doing cleanup or debris removal in a moldy environment, wear full protective gear: gloves, a respirator, safety glasses, a Tyvek suit over your clothing, and boots or boot covers on your feet. Be sure to remove and dispose of the Tyvek suit and footwear as soon as you leave the moldy area — don’t take contaminated protective gear back into a car or living quarters.

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Have more questions about mold? Checkout this article about mold for busy homeowners that could be of interest to you.
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Read the entire article here: http://www.nrdc.org/health/effects/katrinadata/moldremoval.asp

Do You Know How Much a Flood Could Cost You? Find Out Here!

Flooding from too much rain or a natural disaster is nothing that anyone really wants to think about. Unfortunately it does happen though so it pays to be prepared. You may have thought about flood insurance but decided against it because of the cost. If that’s you we urge you to take a look at this tool to determine just how much a flood could actually cost you. It’s pretty alarming. We hope it helps you make an informed decision.

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge water mitigation! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Measure Your Damage
All it takes is a few inches of water to cause major damage to your home and its contents. This interactive tool shows you what a flood to your home could cost, inch by inch.

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Have more questions about flood insurance? Checkout this article about flood insurance for busy homeowners that could be of interest to you.
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For the cost of flooding tool click here: http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/the_cost_of_flooding.jsp

When Preparing For a Hurricane, Don’t Forget Your Pets!

When preparing for a hurricane preparing your family and home is normally the very first thing that comes to mind. What most people might forget is preparing for their pet. We found this article that will help you prepare for a hurricane for your pet. We hope it helps!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge wind damage! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Pet Emergency Kit
Your pet will need supplies during an emergency. The best way to ensure you are prepared is to create a Pet Emergency Supply Kit which should be stored alongside your family emergency supply kit in a waterproof container.

  • Carrier
  • Pet food (7 day supply)
  • Water
  • Bowls for food and water
  • Collar with identification tags
  • Leash
  • Vaccine and other important medical documentation
  • Any medications your pet is on (2 week supply)
  • Microchip information and number (if applicable)
  • Recent photo of pet
  • Cat litter and box or doggie waste bags
  • Bedding
  • Toys
  • Grooming items

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Have more questions about preparing for a hurricane? Checkout this article about preparing for a hurricane for busy homeowners that could be of interest to you.
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Read the entire article here: http://www.scdhec.gov/administration/ophp/hurricane/pets.htm

Know All You Need to Know About Floods? Find Out Here!

Flooding can be a scary thing. Some flooding is a result from a natural disaster or just from a lot of rain. Either way it’s important to learn more about it and be prepared just in case it happens to you. We hope you learn something important that will help you in the future!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge hurricane damage! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Before a Flood
What would you do if your property were flooded? Are you prepared?

Even if you feel you live in a community with a low risk of flooding, remember that anywhere it rains, it can flood. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history; it’s also based on a number of factors including rainfall , topography, flood-control measures, river-flow and tidal-surge data, and changes due to new construction and development.

Flood-hazard maps have been created to show the flood risk for your community, which helps determine the type of flood insurance coverage you will need since standard homeowners insurance doesn’t cover flooding. The lower the degree of risk, the lower the flood insurance premium.

In addition to having flood insurance, knowing following flood hazard terms will help you recognize and prepare for a flood.

To prepare for a flood, you should:

  • Build an emergency kit and make a family communications plan.
  • Avoid building in a floodplain unless you elevate and reinforce your home.
  • Elevate the furnace, water heater and electric panel in your home if you live in an area that has a high flood risk.
  • Consider installing “check valves” to prevent flood water from backing up into the drains of your home.
  • If feasible, construct barriers to stop floodwater from entering the building and seal walls in basements with waterproofing compounds.

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Have more questions about flood insurance? Checkout this article about flood insurance for busy homeowners that could be of interest to you.
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Read the entire article here: http://www.ready.gov/floods

Do You Know Enough Homes to Build Your Own? Find Out Here!

Interested in building your home? Do you know enough about homes to take on such a project? We found this short quiz that might help you decide if you know enough to build your own house. Enjoy the 10 question quiz!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge flooded house! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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Take the quiz here: http://home.howstuffworks.com/house-quiz.htm

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Worried about water damage in your home? Checkout this article about preventing water damage for busy homeowners that could be of interest to you.
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Are You Ready For Hurricane Season? Find Out Here!

With hurricane season it’s important for us that could potentially be hit by a hurricane be prepared. It’s so important that we thought it was important to dedicate one of our blogs to it. We found this article published by The National Weather Service with important information that you should be aware of and take action on. We hope it helps you be prepared if you are struck with a hurricane!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for baton rouge mold removal! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Plan & Take Action
Everyone needs to be prepared for the unexpected. Your friends and family may not be together when disaster strikes. How will you find each other? Will you know if your children or parents are safe? You may have to evacuate or be confined to your home. What will you do if water, gas, electricity or phone services are shut off?

Supplies Kit
Put together a basic disaster supplies kit and consider storage locations for different situations. Help community members do the same.

Emergency Plans
Develop and document plans for your specific risks.

  • Protect yourself and family with a Family Emergency Plan – [PDF]
  • Be sure to plan for locations away from home
  • Business owners and site locations should create Workplace Plans
  • Make sure schools and daycares have School Emergency Plans
  • Pet owners should have plans to care for their animals. The Centers for Disease Control & Prevention offer information on animal health impacts in evacuation shelters.
  • Prepare your boat and be aware of marine safety if you are on or near the water.

Health & Environment
Follow guidelines to guard your community’s health and protect the environment during and after the storm.

  • Review the Centers for Disease Control’s (CDC) health considerations before, during, and after a storm.
  • Remember to follow the U.S. Food & Drug Administration’s (FDA) food and water safety guidelines during disasters.
  • Review the Environmental Protection Agency (EPA) suggestions for health and environmental safety in disaster preparedness.

Evacuation

  • Review the FEMA Evacuation Guidelines to allow for enough time to pack and inform friends and family if you need to leave your home. FOLLOW instructions issued by local officials. Leave immediately if ordered!
  • Consider your protection options to decide whether to stay or evacuate your home if you are not ordered to evacuate.

When waiting out a storm be careful, the danger may not be over yet…
Be alert for:

  • Tornadoes – they are often spawned by hurricanes.
  • The calm “eye” of the storm – it may seem like the storm is over, but after the eye passes, the winds will change direction and quickly return to hurricane force.

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Looking to prevent hurricane damage to your home? Checkout this article about preparing your home for a hurricane for busy homeowners that could be of interest to you.
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From the article: http://www.nhc.noaa.gov/prepare/ready.php

Own a Business? Find Out About Buying Insurance Here!

When owning a business there is so much to keep in mind. One thing that is important not to be overlooked is insurance for the business. We found this article that lists five tips on how to get insurance for your business. We hope it helps!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge water mitigation! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Use these steps to assess what types of insurance are best for your business, and how to secure coverage to provide adequate protection and minimize risks.

1. Assess Your Risks.
Insurance companies determine the level of risk they’ll accept when issuing policies. This process is called underwriting. The insurance company reviews your application and determines whether it will provide all or a portion of the coverage being requested. Each underwritten policy carries a premium and a deductible. A premium is the price you pay for insurance. Premiums vary widely among insurance companies, and depend on a number of risk factors, including your business location, building type, local fire protection services, and the amount of insurance you purchase. A deductible is the amount of money you agree to pay when making a claim. Generally, the higher deductible you agree to pay, the lower your premium will be. However, when you agree to take on a high deductible you are taking on some financial risk. So, it’s important to assess your own risks before you go shopping.

2. Shop Around.
The National Federation of Independent Businesses provides information for choosing insurance to help you assess your risks and to make sure you’ve insured every aspect of your business. The extent and costs of coverage vary from company to company. Some brokers specialize in insuring specific types of business, while others can connect you with policies specific to your business activities. For example, if you operate a tow truck service, you’ll want to find an agent that can help find policies that specifically cover automotive service businesses. Often specialist brokers can get you the best coverage and the best rates.

3. Consider a Business Owner’s Policy.
Insurance can be purchased separately or in a package called a business owners’ policy (BOP). Purchasing separate policies from different insurers can result in higher total premiums. A BOP combines typical coverage options into a standard package, and is offered at a premium that is less than if each type of coverage was purchased separately. Typically, BOPs consist of covering property, general liability, vehicles, business interruption and other types of coverage common to most types of businesses. BOPs simplify the insurance buying process and can save you money. However, make sure you understand the extent of coverage in any BOP you are considering. Not every type of insurance is included in a BOP. If your business has unique risks, you may require additional coverage.

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Wondering about homeowner’s insurance and wind damage? Checkout this article about homeowner’s insurance and wind damage for busy homeowners that could be of interest to you.
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For all of the tips click here: http://www.sba.gov/content/buying-insurance

Do You Know How to Test For Toxic Mold? Find Out Here!

Everyone knows that mold is harmful and that they don’t want it in their home. But what if you do find it in your home? Do you know how to test it to find out if it is toxic? We found this article with helpful information on mold and how to get it out of your home. We hope it helps!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge wind damage! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

The following do-it-yourself steps will help you deal with small mold problems in your home:

  1. Turn off the air conditioning or heating system in your home and stop all fans before you begin work.
  2. Lay plastic sheeting around the area where you will be removing mold.
  3. Discard porous materials like carpet, drywall and insulation by placing it in bags or wrapping it in plastic.
  4. Scrub all remaining surfaces with a solution of chlorine bleach and water (one cup bleach to one gallon of water), detergent and water, or commercial cleaning products.
  5. Vacuum the area with a wet-dry vacuum cleaner after removing mold, and scrub it thoroughly when you’re done.
  6. Dry everything completely.
  7. Wash clothing in hot water.
  8. Discard plastic sheeting, masks and any other materials you used that cannot be thoroughly cleaned.

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Have more questions about mold? Checkout this article about mold for busy homeowners that could be of interest to you.
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Click here to read the entire article: http://home.howstuffworks.com/home-improvement/household-safety/tips/how-to-test-for-toxic-mold.htm

Looking to Prevent Hurricane Damage to Your Home? Try These Ideas!

No one wants to think about their home being damaged in a natural disaster like a hurricane. But depending upon where you live it’s a real possibility that it might happen to you. As a homeowner we always want to do everything we can to prevent damage to our home. We found this article with some helpful ideas on preventing hurricane damage to your home. We hope it helps!

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge hurricane damage! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

Windows and Glass Doors
To reinforce windows, either shutters or reinforced glass should be used. Shutters made of wood that are attached to the house can protect windows and glass doors. The most important thing to remember when using shutters is that they need to be securely anchored to your home and fastened closed securely when in use.
The shutters can either be permanently attached to your home or can be stored and attached in the event of an emergency. If you don’t have shutters, use plywood and cover all glass windows and doors for a temporary fix.

Installing windows and glass doors that are made of impact-resistant glass is also an effective way to limit damage to them. The impact-resistant windows and doors are made with a more sturdy frame and the glass is glazed and better able to resist wind pressure and damage made by wind blown debris. Debris that hits these windows or doors can crack them, but they will be able to stay intact and not break apart.

Entry and Garage Doors
The doors to houses are either single or double entry doors. If the door is a single entry door and it is made of solid wood or hollow steel, the door should be strong enough to withstand hurricane force wind and debris damage. If you are not sure if the door is strong enough you should take steps to reinforce it. Make sure the entry door has at least three hinges. It should also have a dead-bolt lock with a bolt throw that is at least one inch in length.
A double-entry door takes some extra steps to secure. You should install head and foot bolts on the inactive door. Make sure the surface bolt is long enough to extend into the door header and through the threshold into the subfloor.

Double garage doors, unless they are tested and hurricane-resistant, can fail

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Have more questions about preventing damage to your home? Checkout this article about preventing wind and hail damage for busy homeowners that could be of interest to you.
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For all the ideas click here: http://www.accuweather.com/en/weather-news/prevent-hurricane-damage-to-yo/50169

Looking to Save Money on Your Homeowner’s Insurance? Try These Tips!

Everyone that owns a home has homeowner’s insurance. Did you know that it’s possible to save money on your homeowner’s insurance? Saving money is something that everyone is interested in. We found this

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Do you have smoke damage, fire damage, water damage, wind damage or even mold remediation issues in your home or business? Look no further! Guarantee Service Team of Professionals is your #1 Choice for Baton Rouge flooded house! Call us today at 225-224-3911 for your FREE, No-Obligation quote!
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From the article:

1) Maintain a Security System and Smoke Alarms: A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more. In order to obtain the discount, the homeowner must typically provide proof of central monitoring in the form of a bill or a contract to the insurance company.

Smoke alarms are another biggie. While standard in most modern houses, installing them in older homes can save the homeowner 10% or more in annual premiums. Of course, even more importantly, in case of fire, they could save your life!

2) Raise Your Deductible: Like health insurance or car insurance, the higher the deductible the homeowner chooses, the lower the annual premiums. However, the problem with selecting a high deductible is that smaller claims/problems such as broken windows or damaged sheetrock from a leaky pipe, which typically will cost only a few hundred dollars to fix, will most likely be absorbed by the homeowner.

3) Look for Multiple Policy Discounts: Many insurance companies give a discount of 10% or more to their customers that maintain other insurance contracts under the same roof (such as auto or health insurance). Consider obtaining a quote for other types of insurance from the same company that provides your homeowners’ insurance. You may end up saving on two annual policy premiums.

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Have questions about flood insurance? Checkout this article about flood insurance for busy homeowners that could be of interest to you.
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Read all the ideas here: http://www.investopedia.com/articles/pf/07/homeowners_insurance.asp